So, how much is too much debt? It depends on what you use the money for…how much you have in assets…whether your earnings are shrinking or growing…and a number of other questions. But while the answers aren’t simple, the questions should still be asked: If you run up a debt, how are you going to pay it back? What will happen if you don’t pay it back?

Do the charts show an impeding increase in interest rates?

Wall Street itself is pricing stocks as if the record profit margins of '05 and '06 were just around the corner.

Lending money to customers is a tough way to earn a living. The more you lend, the more you make…until you lend too much. Then, you don’t make anything.

How likely are we to muddle through in the face of $1.5 trillion and larger deficits?

Can you beat the market?  Many academics will tell you no.

President Obama said he wanted to send 78 million American seniors a check for $250 each.

Lawrence G. McMillan reviews the options market in his weekly column for October 16.

JPMorgan, the Wall Street firm that was bailed out by the feds a year ago, reported income of $3.6 billion in the 3rd quarter. With that kind of profit in the financial sector, it won’t be long before the whole economy is running red hot, right?

Mortgage lenders say they expect the peak in foreclosures to come about a year from now.